Why apply for a consumer direct loan through All Roads Capital?
• We charge no fees and no points for consumer loans.
• We shop the banks and lenders for you, finding you the best possible terms and interest rates.
• We handle all titling and documentation on every trailer, boat, toterhome or RV we help you finance or refinance.
• We have a full line of extended warranty coverage options to fit your specific needs.
• We handle every transaction with the utmost confidentiality.
FINANCING FOR DEALERS, CONSUMERS & BUSINESS USE
IN ALL FIFTY STATES!
ZERO $ DOWN WITH EXTENDED TERMS AVAILABLE!
IF your looking to purchase at a Dealership, give us a call and the Dealer can signed up so both of you have access to All Roads Capital's great rates and easy financing!
At All Roads Capital, getting you behind the wheel of your new RV or Boat, or pulling your new horse trailer is our goal. That is why we handle all of the paperwork and interest rate negotiations for you.
• • • • LOAN APPROVAL
For our customers looking to purchase a new or used RV, horse trailer, toter, toterhome, or boat, we offer loan approval from multiple sources. In most situations, we can get you a personalized approval quote within one business day (often within 2 hours!), and at absolutely no cost to you. This helps you establish the loan payments and terms that realistically fit your budget. You will know up front if you are eligible for extended terms of up to 20 years or $0 down. In addition, you could lock-in approval terms and rates for up to 60 days, whereas some of our competitors’ pre-approvals are only valid for 30 days. Call us toll free 800-619-4104 or click here to start the process by filling out our simple, secure loan approval form.
• • • • PURCHASING FROM A PRIVATE OWNER - NOT AVAILABLE AT THIS TIME
If you have already found the vehicle, trailer, RV or boat you would like to finance, we will provide you with the book values and loan values to help you make the most informed decision possible. Once you have finalized a price, we handle all of the paperwork for you. And because we understand the risks involved in buying used horse trailers, travel trailers, living quarters, RVs, and the like, we have also partnered with several companies to offer you extended warranty protection for up to 7 years beyond the manufacturer’s warranty. Call us toll free 888-833-9464 or click here to fill out our simple, secure credit application.
• • • • PRIVATE SALES LOAN PROCESS
• Buyer submits phone or online credit application, including unit information with applicable options.
• ARC will verify all information regarding the unit from Buyer/Seller including options using NADA (or other applicable sources) and/or payoff information.
• ARC will review loan package with Buyer and run Buyer's credit to determine the best source for financing.
• ARC sumbits loan package to appropriate sources for approval.
• Upon approval, ARC contacts Buyer to review rate, term, loan stipulations, titling options and payoff information (if applicable).
• ARC will contact Seller to obtain applicable documentation including copies of Driver's Licenses, title copy, payoff information, etc.
• ARC obtains tax and title estimate for Buyer's approval.
• ARC prints documentation and overnights to Buyer in prepaid package for approval and signatures.
• Buyer will overnight completed package back to ARC in prepaid envelope.
• ARC audits the loan package and any missing information is corrected.
• ARC contacts Buyer for authorization for payment to Seller.
• ARC funds Seller.
• • • • REFINANCING - NOT AVAILABLE AT THIS TIME
Looking to lower your monthly payment or trim years off of your current RV loan or horse trailer loan? Contact the All Roads refinance department to get the ball rolling. We shop a multitude of lenders, all prescreened by All Roads Capital to ensure a positive experience for our customers. We offer refinancing for almost every type of vehicle, including horse trailers, RVs and trucks and low interest rates. And now is the perfect time to look into refinancing your vehicle, while interest rates are still relatively low. And it can all be done with absolutely no money out of pocket!
When you refinance with All Roads Capital, you could:
• Lower your monthly payment
• Lower your interest rate
• Have no payments for up to 90 days
• Reduce the term of your loan
• Take equity out of your vehicle to pay off higher credit card debt
Once your refinancing application is approved, you will be contacted by e-mail or telephone. All documentation will be sent to you for appropriate signatures and step-by-step instructions on how to complete the package. Loan documents are mailed overnight to your home or business and must be signed in the presence of a notary of your choice and returned to us in an express envelope. Once the required documents are returned, our processing center completes the remaining details. Funds are wired or mailed overnight once All Roads Capital receives the properly executed loan documents.